Viaticals

A viatical settlement is a unique financial assistance option for chronically ill individuals who have life insurance . The program provides a non binding offer to buy the life insurance policy for a percentage of the death benefit now. Once the offer is accepted the policy owner receives a lump sum now and is also relieved of future premium payments. At this point the policy owner now has a lump sum of cash to use at their discretion and the funding company now becomes the owner and beneficiary of the policy.

Why you should take advantage of a Viatical Settlement

When dealing with a life threatening illness it can prove to be very expensive to a family. Life threatening illnesses not only drain someone emotionally, they also can drain you financially. A viatical settlement is living benefits from life insurance and can make the difference in qualify of life for so many individuals. There are so thousands of individuals in the United States with life threatening illnesses that let their life insurance lapse because they cannot afford the premiums.

Viatical Settlement Benefits

The simple benefit is money to use right now when it is needed. Policy owners often will take the proceeds to pay overdue medical and personal bills, take a dream vacation, enhance their qualify of life, or just to spend more time with their family.

Viatical Qualify?

In order to qualify the insured does not need to own the life insurance policy. It can be owned by a family member or anyone associated with them. The policy death benefit ( face value ) needs to be over $20,000 and the insured needs to have a life threatening illness.

Again if you are living with a life threatening illness and have life insurance, then this is an option you should consider. This service is something that can help and it will cost nothing to you at all.

Life Settlement Pro, your Viatical Solution

Life Settlement Pro is here to help you. We recommends that you call our office to speak with one of our representatives, the free consultation is private, confidential, and will provide advice from one of our viatical settlement professionals. Please don't hesitate, financial problems only get worse and not better when dealing with a life threatening illness. We also will glady conduct a free, no obligation, policy evaluation on your personal situation. Call toll free at 1-888-973-8377 or fill out our quick online contact form.

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