Review your life insurance policy
You may actually be entitled to purchase more disability or life insurance, because some companies allow you to increase coverage without showing evidence of insurability, Burns said.
A dying person might be able to tap the cash value in his or her life insurance. Consider a viatical settlement. That is the sale of a life insurance policy by a terminally ill patient to a private investment company.
This kind of living benefit pays an immediate cash payout that can then be used for anything from paying bills to fulfilling last wishes.
If you are not terminally ill, you can qualify for a life insurance settlement.
