Life Settlement Benefits
Personal Benefits of a Life Settlement:
* Quality of Life Improvements, such as a new home or living assistance.
* Outlived Family or Beneficiaries and have no further need for a life insurance policy.
* Helping loved ones with financial issues.
* Provide cash gifts to family members.
* Contribute to charitable organizations of your choosing.
* Eliminate premium payments that have become unaffordable. Don’t let your policy lapse.
* Take care of unplanned financial needs
Reinvestment Benefits:
* Fund a charitable organization
* Fund new or more cost effective life insurance
* Purchase additional securities, mutual funds or annuities as long term investments.
* Fund a deferred compensation program
Estate Planning Benefits:
* Policy is no longer necessary
* Earn more than surrender value
* Liquefy an otherwise dormant asset
* Pay gift taxes or other tax related expenses
* Changes in estate tax laws
Business Applications:
* Buy / Sell funding is no longer necessary
* Deferred compensation payout / change
* Key Person policy is no longer necessary
* Policy performing below expectation
* Financial needs have changed
* Liquidation / Reorganization
