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Archive for the 'Senior Life Settlements' Category

Life Settlement Brokerage

Thursday, December 1st, 2005

Life Settlement Pro is an affliate Life Settlement Brokerage providing policy owners and financial professionals a one stop shop to find the best possible price for unwanted life insurance from over 30 funding sources. LSP uses both institutional and foreign life settlement companies. With Life Settlement Pro there are no hidden fees, ever. […]

Life Settlement Brokers get you more cash

Friday, November 11th, 2005

Life Settlement Brokers make it easy, so seniors can stay focused on running their business.
People take part in a life settlement for a number of reasons. The two most common reasons are because the life insurance policy is no longer needed or the premiums have become unaffordable. Other reasons include to offset stock market losses, […]

Life Settlement Underwriting

Thursday, November 10th, 2005

The bottom line is life settlements equal more money than seniors� insurance company will give them, every time.
Underwriting begins after the broker receives the client�s medical records, a completed appraisal form, and a copy of the life insurance policy. Approximately two weeks after receiving this information the broker begins bid negotiation for seniors� policy*. Within […]

Life Settlements help elminate costly large premiums

Wednesday, November 9th, 2005

For many people, life insurance premiums become unaffordable or are no longer necessary. Life Settlement can provide the flexibility seniors need to make this valuable asset work FOR them.
Life Settlement solutions help seniors in selling their life insurance policy for a cash settlement. Unlike surrendering their policy with the insurance company, a Life Settlement can […]

Life Settlements for your Clients

Thursday, November 3rd, 2005

Life settlements are the opportunity to provide a highly profitable alternative to your clients that are over age 65, or those living with an illness. Also known as Life Insurance Settlements and Senior Settlements. Financial professionals all across the country are building a significant profit center by offering their clients life settlements. This can be […]

Life Settlement Article

Thursday, October 27th, 2005

A good read about selling your life insurance policy can be found at: Wanted: Your Life Insurance
This articls dicusses methods about selling your life insurance policy and what to expect. I feel it sheds a little bit of negativity on the life settlement industry, and does not tell both sides of the story. Here are […]

Senior Settlement Insurance Policies

Thursday, October 13th, 2005

Are there any provisions in my policy that could prevent me from engaging a Senior Settlement?
Most life insurance policies contain a contestability and suicide exclusion period that extends, typically, for two years. The contestable period is a window within which the insurance carrier can challenge or rescind the individual’s life insurance coverage (usually for either […]

Senior Settlements

Monday, October 10th, 2005

Senior settlements are an excellent way of gaining access to fund from your life insurance policy now and putting the money to good use. Whether it is better personal care when you most need it or paying for a nursing home or going on that dream vacation, a senior settlement can be the answer for […]

Life Settlement Broker Regulation

Wednesday, October 5th, 2005

Make sure when dealing with a Life Settlement Broker, that you are dealing with a reliable source.
Some basic broker requirements include:
Prominently display the viatical or life settlement provider’s, provider representative’s, or broker’s full name, home office address, and telephone number.
That all confidential information solicited or obtained by a viatical or life settlement provider, provider representative, […]

Life Settlement Funder

Monday, October 3rd, 2005

Institutionally funded companies are now purchasing existing life insurance policies of seniors. In some cases, it can be for substantially more than the cash surrender value or lapse value. The senior must be at least 65 years old. Other factors taken into consideration for purchase are face amount, premium amount, general health […]