Life Settlement Brokers make it easy, so seniors can stay focused on running their business.
People take part in a life settlement for a number of reasons. The two most common reasons are because the life insurance policy is no longer needed or the premiums have become unaffordable. Other reasons include to offset stock market losses, […]
The bottom line is life settlements equal more money than seniors� insurance company will give them, every time.
Underwriting begins after the broker receives the client�s medical records, a completed appraisal form, and a copy of the life insurance policy. Approximately two weeks after receiving this information the broker begins bid negotiation for seniors� policy*. Within […]
For many people, life insurance premiums become unaffordable or are no longer necessary. Life Settlement can provide the flexibility seniors need to make this valuable asset work FOR them.
Life Settlement solutions help seniors in selling their life insurance policy for a cash settlement. Unlike surrendering their policy with the insurance company, a Life Settlement can […]
Life settlements are the opportunity to provide a highly profitable alternative to your clients that are over age 65, or those living with an illness. Also known as Life Insurance Settlements and Senior Settlements. Financial professionals all across the country are building a significant profit center by offering their clients life settlements. This can be […]
As I reading some aritcles today, I noticed a tidbit of informaiton from a Lincoln Financial Group press release. This doesn’t give much detail but shows that Life Settlement industry is hurting their profit expectations. They are used to enjoying the high lapse rates of life insurance policies to bring in more profit.
With a […]
A good read about selling your life insurance policy can be found at: Wanted: Your Life Insurance
This articls dicusses methods about selling your life insurance policy and what to expect. I feel it sheds a little bit of negativity on the life settlement industry, and does not tell both sides of the story. Here are […]
EXTON, Pa., Oct. 14 /PRNewswire/ — iPipeline is pleased to announce Life Insurance Settlements, Inc. (LIS) will be syndicating their life settlement forms through iPipeline’s content distribution services. Using iPipeline’s content repository, LIS now makes it quicker and easier for general agents to offer their writing agents the ability to submit policies for a non-binding […]
A Viatical Settlement is a little bit different from a Life Settlement. I put together a brief description about the two settlement types.
A life settlement refers to the sale of a policy of a non-terminally ill insured, typically a senior citizen, while a viatical settlement refers to the sale of a policy where the insured […]
With a Life Settlement, there is not a need for a medical exam or physical. Life Settlement Brokers and Companies can retrieve the medical information from a medical release.
More medical Life Settlement Information below:
One beneficial effect stop loss or contingency insurance had on the life insurance settlement industry is the standardization of the underwriting process. […]
Make sure when dealing with a Life Settlement Broker, that you are dealing with a reliable source.
Some basic broker requirements include:
Prominently display the viatical or life settlement provider’s, provider representative’s, or broker’s full name, home office address, and telephone number.
That all confidential information solicited or obtained by a viatical or life settlement provider, provider representative, […]
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