Life Settlement and Viatical Settlement News

Yours truly, has recently released another Life Settlement Article.
It is titled: “Life Settlements, More than a Cash Surrender Payout” it is an informative article about the benefits of a life settlement versus letting a policy lapse or surrendering.
The article is currently published at EzineArticles and GoArticles, more new agency should be picking it up. […]

But surveys like these always have one big question hanging over them: do they mean anything? People surely do not think as seriously about a poll question as they would if they had something tangible at stake. So economists looking for insights into human behavior have never liked surveys. They prefer money.
And money is exactly […]

Few clients realize that a life insurance policy can be sold for a fair-market value that may far exceed its cash surrender value.
Part of the planning process for clients over age 65 should be determining the fair market value of their life insurance.
In helping a client decide whether to lapse, surrender, maintain or rewrite existing […]

Life insurance settlement contracts enable you to sell your life insurance to a third party in return for a reduced payout of the face value. The factors for your amount depend, on your age, health, death benefit, and number of years your policy has been active.
In addition, life insurance settlements are being offered as a […]

If you are an indiviudal policy owner, a life insurance agent or financial professional. Life Settlement Pro can now provide what we call a Fast Quote! We need basic information about the policy and policy holder and will be able to provide a ball figure settlement amount almost instantly.
We can handle hard to place […]

Viators who are ill and often desperate may be at the mercy of viatical companies. Under a regulation developed by the National Association of Insurance Commissioners (NAIC), viators would be guaranteed to receive a minimum payment that is based on a sliding scale according to life expectancy.
For instance, a viator with an estimated life […]

Here are a couple more benefits of a senior settlement.
- Funding other investments such as real estate or securities
- Funding the purchase of long term care or asset protection programs
- Paying off debts using Senior Settlements
- Funding the purchase of a survivorship policy
- Funding a charitable gift, trust, or annuity
Find out how much your policy […]

If you have the need to remove a policy from an estate without invoking the “Three Year Rule” a Senior Settlement transaction will allow the removal of the policy and also free up capital to repurchase a policy outside of the estate if this is desired. You may want to convert a single insured policy […]